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Medical Insurance
B.S.O. also offers several Medical Insurance
programs which will suit the insurer. Below is
the Med net program:
Perpetual Plan
The perpetual is a health insurance program that
covers all medical expenses agreed on and incurred
during your stay in the hospital.
Who can subscribe and how?
The age brackets for new adherents are 14 days
till 65 years. There is, on the other hand, no
age limitation for the persons already insured
with us. To subscribe to this plan, all you need
to do is fill an a medical questionnaire; and
depending on your age (> 60 years), some medical
exams may be needed.
What does it cover?
The first year insurance, all accident health
problems and non-preexisting cases are covered.
Upon the renewal of your contract, if no major
disease had altered your health condition, all
the preexisting cases will be covered, like heart
diseases, cancer, renal problems, etc.
Class:
The perpetual program includes different class
levels from which you can choose the most adequate
to suit your requirements:
Lux: Is a suite not a normal room
A: Is a private single room
B: Is a room with two beds
C: Is a room two beds
SP: Is an economic class of a room with two beds
and a bathroom. The only difference with the second
class is the boarding quality, whereby the insured
may be confined in old hospital blocks.
Ambulatory Plan
Covers the x-rays, laboratory tests, physiotherapy
and all other test outside the hospital. This option
has no financial limitation and is unlimited per
year but an excess of 15% is applied on each test,
if you have used the Network.
Prescription Medicines Plan
Covers
prescribed medicines and pharmaceutical treatments.
All the medicines that are covered by social security
are covered under this plan. Concerning the medicines
for chronic disease, they will be covered once you
acquire your guaranteed renew ability for this option.
This option has no financial limitation, but an
excess of 15% is applied on each prescription.
Doctor Visit Plan
Covers the physicians consultation fee at clinics
if only he is included in the network. No excess
is applied for this option, but you can only benefit
from 10 visits during your annual contract.
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